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Carey Area Chamber of Commerce

Carey Chamber Member Honors Presents:

The First Citizens National Bank

129 E Findlay St

Carey OH 43316


On August 15, 1863, the Comptroller of the Currency issued Charter No. 90 to a group of individuals in Upper Sandusky, Harpster, and the vicinity to open the First National Bank, located in Upper Sandusky.  

With liabilities and assets of the Exchange Bank, which was founded in 1860, the First National Bank opened its doors on November 2, 1863  At the time of opening, First National Bank had a capital stock of $70,000. Two years later the capital stock was increased to $105,000.In 1946 The First National Bank and Citizens Savings Bank consolidated forming The First Citizens National Bank of Upper Sandusky (First Citizens). The Citizens Bank had been organized in 1907.As a result of the merger of the two Upper Sandusky banks, the rather cramped quarters on South Sandusky Avenue which had been the home of the First National Bank were abandoned for the more spacious quarters of the Citizens Bank on the northwest corner of the square at the intersection of Sandusky Avenue and Wyandot Avenue. A number of alterations and renovations of the quarters were instituted at the time to facilitate the services and functions of the bank.October 1992, presented an opportunity for further geographic expansion when Diamond Savings sold their branch building in Carey to The First Citizens National Bank (the assets and liabilities had been sold to a regional bank holding company). This office was completely renovated in 1993 (exterior) and 1997 (interior).  In 2017, it was expanded both inside and outside.Through the years, First Citizens has carefully safeguarded the deposits of its customers by following a conservative policy of bank operations, yet has been progressive as a leader in the development of business, agriculture and technology in the market area. This continues a history of solid performance produced by a distinctive community orientation.First Citizens continues to seek new ways to serve customers by identifying and meeting financial needs. During the past few years, such innovations have been offered as locally serviced Consumer and Merchant Credit Cards, Online Banking and Bill Payment, Commercial Equipment Leasing and Financial Services through a partnership with Cetera Investment Corporation. Also, products and services related to the latest technologies have been introduced including Online Online Banking, Bill Payment, Mobile Banking, Remote Deposit Capture and e-Statements. The Bank has an active social network presence on Facebook and Twitter pages.As a locally owned and managed bank, First Citizens primarily focuses on serving the needs of customers and the community. Loan and deposit services are designed to be flexible and reasonably priced.Having been in continuous operations for more than 156 years, First Citizens ranks as one of the oldest business organizations in Wyandot County. In addition, the Bank remains one of the oldest locally owned nationally chartered banks in the United States.First Citizen’s assets, deposits and loans have continued to grow over the years. As of June 30, 2016, FCNB had assets of more than $242 million. The Bank provides the largest, most convenient branch network in the area with the main office and one branch in Upper Sandusky and banking offices in Carey, Dunkirk, and Nevada. Offices in Dunkirk, Hardin County, Marion, Marion County, and Powell, Delaware County, continue to serve those areas. Many changes have occurred over the years, but one thing remains constant at The First Citizens National Bank. Pleasing customers has been and continues to be the Bank’s primary focus with an emphasis on expanding relationships with individual, business and farm-related customers.
First Citizens National Bank

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